Lloyds Banking Group plc 9.25% NON-CUM IRR PRF SHS GBP0.25 (LLOBF)
Data as of October 19, 2026 · Banks - Regional
Stockbruh grade: Challenging 0/5 metrics rated Sunny
What does Lloyds Banking Group plc 9.25% NON-CUM IRR PRF SHS GBP0.25 do?
Operating from its UK base, Lloyds functions as a leading retail and commercial bank. Its operations are segmented into three principal divisions: retail, commercial banking, and an insurance and wealth management arm. Within its retail segment, Lloyds primarily extends mortgages, accounting for a substantial 66% of its total loan portfolio, alongside providing credit cards and current accounts to its consumer base. The commercial banking division supports major corporations and financial institutions across the UK, offering credit facilities, transaction banking, working capital solutions, and debt capital market advisory services.
Key Numbers
| Metric | Rating | What it means |
|---|
| Returns (5Y) | ⛅ Moderate | 5-year price performance |
| Profitability | ⛅ Moderate | Net margin & return on equity |
| Growth | ⛅ Moderate | Revenue & earnings trend |
| Earnings | ⛅ Moderate | EPS vs analyst expectations |
| Cash & Debt | ⛅ Moderate | Balance sheet strength |
| Price | $2.10 | Market Cap | — |
| Exchange | OTC | | |
Plain-English Analysis
What's it worth?
Performance has been moderate. Sign up free to see Stockbruh's full valuation analysis including price ratios and plain-English commentary.
How the business works
Operating from its UK base, Lloyds functions as a leading retail and commercial bank. Its operations are segmented into three principal divisions: retail, commercial banking, and an insurance and wealth management arm. Sign up free for competitor and revenue breakdown ↗
Are they building the future?
Growth is mixed — some positive signals, but not consistent. Sign up free for Stockbruh's full growth breakdown.
What's ahead?
Earnings are mixed. Sign up free for the full earnings picture including EPS history and analyst forecasts.